17 June 2015

Posted by Discount Insurance on Wednesday, June 17, 2015
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Home Insurance

Everybody wants to cut their energy bills and many people want to be environmentally friendly. So what are the best ways to achieve these aims?

First thing to do is to check how much you’re currently spending on your energy bills; it could be the case that your bills are already reasonable. People are sometimes disappointed with the energy-saving measures they install, simply because their fuel usage was already very low.

Get into the habit of reading your gas and electricity meters on a monthly basis. This will give you a good idea of how much energy you use over the course of a year.

Most of your gas bill will result from heating your home and water heating. If you don’t have mains gas and are reliant on electric heating, then you’ll have to estimate how much electricity you use for non-heating purposes.

Washing machines, dishwashers, digital TVs and computers all use quite a bit of power, but you can probably assume that some 60% to 70% of your electricity is used for space heating and water heating.

If you live in a detached house and your energy bills are less than £2,000 per year, you’re doing well and it’s unlikely that most “green” measure will reduce your bills by more than what they cost to install and run.

For those who live in a semi-detached house a £1,600 per year spend is good and £1,350 for a mid-terrace is also reasonable. With flats, it depends on the lay-out, and the area of exposed external walls and ceilings.

Below are the top tips to green your home:


Draught-proofing windows and external doors is by far the simplest and most cost-effective energy-saving measure. The rubber strip is cheap and £10 worth could save you money.
Chimney balloons

If you have a chimney that you use and don’t want to close off, then you can stop valuable heat escaping up the flue with a chimney balloon. It costs around £20 and would likely pay for itself in savings in a year or two.

Loft insulation

Properly installed loft insulation on the roof will help save money over time. In terms of energy savings, this might possibly pay for itself within the seven-year benchmark period. In the meantime at least it stops the water tanks and pipes from freezing.

New boiler

New and replacement boilers all have to be condensing models, which extract some of the waste heat from the flue gasses, and therefore make more efficient use of the gas or oil fuel.  If your current boiler works fine the best thing to do is keep it repaired and running as long as possible.

Solar PV panels

Solar Photo-Voltaic panels generate electricity and export it to the National Grid. In return the government pays you a subsidy called the Feed-in-Tariff (FIT). Solar PV panels would be uneconomic if it were not for the FIT payments.

At Discount Insurance we promise to offer a competitive home insurance quote without compromising on cover, even for those with a history of bankruptcy or CCJ’s. 
Call 0800 294 4522 to find out how much you can save!