18 June 2013

Posted by Discount Insurance on Tuesday, June 18, 2013
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A quarter of holidaymakers go away without any travel insurance, according to the latest figures from ABTA, the travel association.

This marks a rise of 5% in just one year, from 20% in 2011, as more people seem prepared to take risks with their holiday.

In a bid to better protect Brits abroad, ABTA is calling for the government to review regulations over the sale of insurance.

So called 'Draconian' measures were introduced in 2007 by the Government to regulate the sale of travel insurance. However, these led to many travel agents deciding against selling policies, thereby forcing customers to buy their cover separately to their holiday.

Many believe that the European Health Insurance Card (EHIC) also gives holidaymakers a false sense of security, with may unclear of what exactly the scheme covers.

The EHIC card entitles British holidaymakers to free or discounted state medical care in all 27 EU counties, however it will only cover you for treatments that is needed to allow you to continue your stay or for treatment of pre-existing medical conditions. With more complicated medical conditions however, the EHIC would not help. That is the job of full travel insurance.

Comprehensive travel insurance also protects also protects holidaymakers against other problems they might face abroad, such as lost luggage, theft and delay or cancellations to flights.

“The concern ABTA and many of our members have is that the regulations are too burdensome, which means fewer travel businesses are selling insurance, and ultimately that means fewer holidaymakers are taking out the appropriate insurance.

"The government must do all that it can to make it easy for people to buy the right type of cover for their needs and that starts by cutting red tape; we will continue to make our members’ views clear to government," said Mark Tanzer, chief executive of ABTA.

If you are going abroad this summer, then get a fast, competitive quote on your travel insurance from Discount Insurance.

Richard Williams

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