26 July 2017

       
Home maintenance
A certain level of home maintenance is expected by insurers, if your property isn't kept in a reasonable state, future claims may be denied. Weather damage is usually only covered if it's severe, such as due to violent storms or flooding.

Building work
When you are having builders at your property, ensure you let your insurer know, as any accidental damage might not be covered if you don’t. This can temporarily increase your premium as there is more risk of accidental damage like burst pipes. Any work, which will alter the size or shape of your property will also impact any future claims and can make your claim invalid.

Locks on windows and doors
When purchasing your policy ensure you let your insurer know the correct type of locks you have because, if you provide wrong information then your claim might become invalid. If you leave the windows open or your key in your door, your burglary claim might also be invalid due to no signs of forced entry.

Social Media
If you announce on social media that you are going away, your insurer might not pay out a burglary claim. Insurers are looking at things like Facebook or Twitter more often and this can be seen as negligence. 

Extended holidays
If you are going away for an extended period of time, especially over a period of 30 days you need to either inform your insurer so they can adjust the premium accordingly or you should consider getting a house sitter. When it comes to a claim your insurer is unlikely to pay out if you are not in the house for an extended period. 

Lodgers and short term lets
Even if you are only renting a room out for a couple of weeks, you need to let your insurer know. If a tenant causes any damage and your insurer was not aware you had someone living with you, they could reject the claim.

Flood damage
While cleaning up after flood damage, ensure you do not get rid of anything an insurance assessor would need to see to provide evidence for your claim.

Alarms
If you tell your insurer that you have an alarm, ensure you turn it on when you leave your property. If you don’t and your property gets burgled you will not be eligible to claim.

Telling the police
In case of burglary you need to let the police know within 24 hours to obtain a crime reference number, which you can provide to the insurer. If you do not do this, your claim may be invalid.

Working from home
Insurers need to know if you are working from home, especially if your occupation is considered a ‘risk’ like carpentry or cooking. If you work from home, a higher level of visitors is therefore assumed a higher risk of theft and other associated claims.

Failure to secure valuables in your garden
Ensure you know which valuables likely to be in your garden in hot weather are insured or extend your policy to include those. Secure any valuables in sheds or garages when you’re not around.

Securing tools
If any tools are left outside like hammers, ladders or wrenches and they are used to break into your home, your insurer can see this as negligence and therefore this can invalidate your claim.

At Discount Insurance we offer home insurance policies from a range of leading UK insurers, allowing you to find the right cover to meet your needs. Call 0800 294 4522 for a quick quote!

Wednesday, July 26, 2017
       
Home maintenance
A certain level of home maintenance is expected by insurers, if your property isn't kept in a reasonable state, future claims may be denied. Weather damage is usually only covered if it's severe, such as due to violent storms or flooding.

Building work
When you are having builders at your property, ensure you let your insurer know, as any accidental damage might not be covered if you don’t. This can temporarily increase your premium as there is more risk of accidental damage like burst pipes. Any work, which will alter the size or shape of your property will also impact any future claims and can make your claim invalid.

Locks on windows and doors
When purchasing your policy ensure you let your insurer know the correct type of locks you have because, if you provide wrong information then your claim might become invalid. If you leave the windows open or your key in your door, your burglary claim might also be invalid due to no signs of forced entry.

Social Media
If you announce on social media that you are going away, your insurer might not pay out a burglary claim. Insurers are looking at things like Facebook or Twitter more often and this can be seen as negligence. 

Extended holidays
If you are going away for an extended period of time, especially over a period of 30 days you need to either inform your insurer so they can adjust the premium accordingly or you should consider getting a house sitter. When it comes to a claim your insurer is unlikely to pay out if you are not in the house for an extended period. 

Lodgers and short term lets
Even if you are only renting a room out for a couple of weeks, you need to let your insurer know. If a tenant causes any damage and your insurer was not aware you had someone living with you, they could reject the claim.

Flood damage
While cleaning up after flood damage, ensure you do not get rid of anything an insurance assessor would need to see to provide evidence for your claim.

Alarms
If you tell your insurer that you have an alarm, ensure you turn it on when you leave your property. If you don’t and your property gets burgled you will not be eligible to claim.

Telling the police
In case of burglary you need to let the police know within 24 hours to obtain a crime reference number, which you can provide to the insurer. If you do not do this, your claim may be invalid.

Working from home
Insurers need to know if you are working from home, especially if your occupation is considered a ‘risk’ like carpentry or cooking. If you work from home, a higher level of visitors is therefore assumed a higher risk of theft and other associated claims.

Failure to secure valuables in your garden
Ensure you know which valuables likely to be in your garden in hot weather are insured or extend your policy to include those. Secure any valuables in sheds or garages when you’re not around.

Securing tools
If any tools are left outside like hammers, ladders or wrenches and they are used to break into your home, your insurer can see this as negligence and therefore this can invalidate your claim.

At Discount Insurance we offer home insurance policies from a range of leading UK insurers, allowing you to find the right cover to meet your needs. Call 0800 294 4522 for a quick quote!

13 July 2017

The process: 
Imagine the home you want costs £200,000 but you can only somehow borrow a mortgage of £100,000 because of your income and the sizes of your deposit. 

Shared ownership is a part buy and part rent government backed scheme which usually allows first time buyers to buy 35% to 75% share of new homes and pay rent of the remainder. If you’ve found the perfect home but you can’t afford to take out a mortgage for the full asking price, you will still need to have saved a small deposit which is usually around 5%.











Who can apply: 
This scheme supports buyers who would struggle to buy a home or even have a hard time even renting a home on the open market.

To apply you need to be the first time buyer in the permanent employment, live or work locally, have family connections to the area you want to buy in, and also have a total household income of up to £80.000.












Costs involved: 
With a 5% deposit you’ll need to pay for reservations and mortgage or survey, legal fees and stamp duty you will also need to factor in the coast of moving homes, example hiring and removal firm. 

Ensure that your budget is enough to purchase the property, as surveyors and legal fees may be higher than normal, either have the cash ready to buy the property outright or find a specialist lender that is happy the lend on the property before you make an offers.  












Advice: 
Secure a specialist legal company to carry out the buy, usually someone local to the area that has experience of any additional properties needs and renovation. 

Also make sure you secure the help of builders with experience in renovating properties via a contract. While market rates increased across the country, rents increase for tenants who renewed their leases.       















At Discount Insurance we provide high quality Landlord Insurance to suit your needs at a price that will suit your budget!  Give us at 0800 294 4522 for a quick quote today!

Thursday, July 13, 2017
The process: 
Imagine the home you want costs £200,000 but you can only somehow borrow a mortgage of £100,000 because of your income and the sizes of your deposit. 

Shared ownership is a part buy and part rent government backed scheme which usually allows first time buyers to buy 35% to 75% share of new homes and pay rent of the remainder. If you’ve found the perfect home but you can’t afford to take out a mortgage for the full asking price, you will still need to have saved a small deposit which is usually around 5%.











Who can apply: 
This scheme supports buyers who would struggle to buy a home or even have a hard time even renting a home on the open market.

To apply you need to be the first time buyer in the permanent employment, live or work locally, have family connections to the area you want to buy in, and also have a total household income of up to £80.000.












Costs involved: 
With a 5% deposit you’ll need to pay for reservations and mortgage or survey, legal fees and stamp duty you will also need to factor in the coast of moving homes, example hiring and removal firm. 

Ensure that your budget is enough to purchase the property, as surveyors and legal fees may be higher than normal, either have the cash ready to buy the property outright or find a specialist lender that is happy the lend on the property before you make an offers.  












Advice: 
Secure a specialist legal company to carry out the buy, usually someone local to the area that has experience of any additional properties needs and renovation. 

Also make sure you secure the help of builders with experience in renovating properties via a contract. While market rates increased across the country, rents increase for tenants who renewed their leases.       















At Discount Insurance we provide high quality Landlord Insurance to suit your needs at a price that will suit your budget!  Give us at 0800 294 4522 for a quick quote today!

28 June 2017



Making homes more eco-friendly goes hand in hand with lower gas and electricity bills, as well as of course, helping to look after the environment. 

As a landlord your property’s Energy Performance Rating can make your property more desirable to rent particularly as tenant’s can save on bills.  

Here are some steps you can take in order to achieve this:

1. Energy saving light bulbs 

These are normally the same price as other popular light bulbs, but use anywhere between 25%-80% less energy than traditional bulbs. They can also last 3-5 times longer. Even if you were to only change half of the light bulbs, this would still significantly affect the electricity bill.


2. Loft Insulation 

Helps to keep the heat in the property during the winter. As hot air rises it means a lot of warmth can be lost through the roof. As less heat is lost, the less money is spent on heating. This is one of the most effective ways of saving money, as lofts are a lot cheaper to insulate than roofs. On a semi-detached three bedroom, the cost for loft insulation 0mm to 270mm is £300 with a yearly saving of £140.


3. Thermal curtains 

Also help to keep the heat trapped in the house and cold air from coming in. If you are renting a property to students for example and are providing curtains, it might be worth investing in thermal ones. If you are renting to a family, this might not be possible as they will most likely have their own.


4. Double glazing

This another way for you to keep the heat in; this also helps with keeping the property quiet. If the house is situated by a busy road or near an airport, double glazing should be a must for noise reduction. There is also the option of energy efficient windows, which keep the heat in the winter but keep the room cool in the summer.


5. Change the shower head 

Low-power shower heads help with water usage and this in turn will help with water bills. There are two types: Non-aerating ones work by restricting the water flow and squeezing it through very small holes; this produces quite a hard, massaging water spray. "Aerating" heads, meanwhile, mix oxygen with the water to create a softer, bubbly, shower.


6. Invest in carpets 

Carpets also prevent the escape of heat. Having carpets can reduce energy bills by 4%-6%. The thicker the carpet the better the insulation, of course it does not provide as much insulation as traditional under floor insulation, but it is a lot more cost efficient.


7. Buy low-energy appliances 

Invest in fridges and ovens, which are ‘Energy Star Qualified’, they use 10%-50% less energy than standard models. A really cost efficient fridge-freezer can cost only £30 a year to run. Check out which? reviews before deciding.


8. Buy a low-flow toilet

Flushing the toilet accounts for 30% of all water use; this can significantly reduce the water bill. These toilets use 4.8 litres of water or less per flush compared to 6 litres that the traditional toilets use.

Landlords cover yourself against fire, flood, storm, accidental and malicious damage today, get a quote here.

Wednesday, June 28, 2017


Making homes more eco-friendly goes hand in hand with lower gas and electricity bills, as well as of course, helping to look after the environment. 

As a landlord your property’s Energy Performance Rating can make your property more desirable to rent particularly as tenant’s can save on bills.  

Here are some steps you can take in order to achieve this:

1. Energy saving light bulbs 

These are normally the same price as other popular light bulbs, but use anywhere between 25%-80% less energy than traditional bulbs. They can also last 3-5 times longer. Even if you were to only change half of the light bulbs, this would still significantly affect the electricity bill.


2. Loft Insulation 

Helps to keep the heat in the property during the winter. As hot air rises it means a lot of warmth can be lost through the roof. As less heat is lost, the less money is spent on heating. This is one of the most effective ways of saving money, as lofts are a lot cheaper to insulate than roofs. On a semi-detached three bedroom, the cost for loft insulation 0mm to 270mm is £300 with a yearly saving of £140.


3. Thermal curtains 

Also help to keep the heat trapped in the house and cold air from coming in. If you are renting a property to students for example and are providing curtains, it might be worth investing in thermal ones. If you are renting to a family, this might not be possible as they will most likely have their own.


4. Double glazing

This another way for you to keep the heat in; this also helps with keeping the property quiet. If the house is situated by a busy road or near an airport, double glazing should be a must for noise reduction. There is also the option of energy efficient windows, which keep the heat in the winter but keep the room cool in the summer.


5. Change the shower head 

Low-power shower heads help with water usage and this in turn will help with water bills. There are two types: Non-aerating ones work by restricting the water flow and squeezing it through very small holes; this produces quite a hard, massaging water spray. "Aerating" heads, meanwhile, mix oxygen with the water to create a softer, bubbly, shower.


6. Invest in carpets 

Carpets also prevent the escape of heat. Having carpets can reduce energy bills by 4%-6%. The thicker the carpet the better the insulation, of course it does not provide as much insulation as traditional under floor insulation, but it is a lot more cost efficient.


7. Buy low-energy appliances 

Invest in fridges and ovens, which are ‘Energy Star Qualified’, they use 10%-50% less energy than standard models. A really cost efficient fridge-freezer can cost only £30 a year to run. Check out which? reviews before deciding.


8. Buy a low-flow toilet

Flushing the toilet accounts for 30% of all water use; this can significantly reduce the water bill. These toilets use 4.8 litres of water or less per flush compared to 6 litres that the traditional toilets use.

Landlords cover yourself against fire, flood, storm, accidental and malicious damage today, get a quote here.

21 June 2017



With the holiday season quickly approaching, we have been busy compiling a list of essential travel tips. 

As we often get so excited to take some time off work and jet off somewhere nice, it might be hard to stay organised. 

So here is a list of tips to make travelling a breeze this summer:

  1. Make a list of things you cannot forget to take about a week before going away. This helps ensuring you actually don’t forget them.
  2. Ensure you learn at least a couple of words in the local language like ‘please’, ‘thank you’ and ‘I am sorry’ as it can really go a long way with the locals.
  3.  Make photocopies of important documents and keep them separate, so in case you lose your passport you’ll have a copy and might be able to still travel.
  4.  Ensure you take spare batteries for your camera, so you don’t get caught out wanting to take an amazing sunset photo and realise you have no back ups.
  5.  Put a pair of underwear, spare clothes, electronics, medication and toothbrush in your carry on. You never know what can happen and if your main luggage gets lost you will at least have some spare clothes; a bikini is also a good idea if you’re going on a beach holiday!
  6. Alert your bank that you will be travelling, this might seem obvious but you don’t want to get caught out with a blocked card abroad when you need money.
  7.  Don’t plan every single minute of your holiday, sometimes the best adventures are spontaneous!
  8. Let someone at home know your plans, this is extremely important when travelling solo, but its still a good idea no matter how many people you are travelling with.
  9. Take a first aid travel kit, include things like painkillers, bandages, cold medicines, stomach ache relief, diarrhea and allergy medication.
  10. Take loads of photos, as they can often be the best souvenir.

Get a quick quote on your Travel Insurance before you go away and have peace of mind that you are covered during your trip!

Wednesday, June 21, 2017


With the holiday season quickly approaching, we have been busy compiling a list of essential travel tips. 

As we often get so excited to take some time off work and jet off somewhere nice, it might be hard to stay organised. 

So here is a list of tips to make travelling a breeze this summer:

  1. Make a list of things you cannot forget to take about a week before going away. This helps ensuring you actually don’t forget them.
  2. Ensure you learn at least a couple of words in the local language like ‘please’, ‘thank you’ and ‘I am sorry’ as it can really go a long way with the locals.
  3.  Make photocopies of important documents and keep them separate, so in case you lose your passport you’ll have a copy and might be able to still travel.
  4.  Ensure you take spare batteries for your camera, so you don’t get caught out wanting to take an amazing sunset photo and realise you have no back ups.
  5.  Put a pair of underwear, spare clothes, electronics, medication and toothbrush in your carry on. You never know what can happen and if your main luggage gets lost you will at least have some spare clothes; a bikini is also a good idea if you’re going on a beach holiday!
  6. Alert your bank that you will be travelling, this might seem obvious but you don’t want to get caught out with a blocked card abroad when you need money.
  7.  Don’t plan every single minute of your holiday, sometimes the best adventures are spontaneous!
  8. Let someone at home know your plans, this is extremely important when travelling solo, but its still a good idea no matter how many people you are travelling with.
  9. Take a first aid travel kit, include things like painkillers, bandages, cold medicines, stomach ache relief, diarrhea and allergy medication.
  10. Take loads of photos, as they can often be the best souvenir.

Get a quick quote on your Travel Insurance before you go away and have peace of mind that you are covered during your trip!

14 June 2017



What’s shared ownership all about?
Shared Ownership is a part-buy, part-rent government-backed scheme which usually allows first-time buyers to purchase a 35-75% share of a new home and pay rent on the remainder. This is great if you’ve found the perfect home but you can’t quite afford to take out a mortgage on the full asking price. You will still need to have saved a small deposit which is usually around 5%.


The process
Imagine the home you want costs £200,000 but you can only borrow a mortgage of £100,000 because of your income and the size of your deposit. Shared Ownership would allow you to buy half of the property and the organisation you’re buying from would own the other half. You would then pay a small monthly rent on the 50% share you don’t own and put forward a deposit from 5%. This leaves a maximum mortgage level of 45% (90,000).



Who can apply?
This scheme supports buyers who would struggle to buy a home on the open market. In order to apply you need to be a first time buyer, in permanent employment, live or work locally, or have family connections to the area you want to buy in. You must also have a total household income of up to £80,000.



Costs involved
As well as a 5% deposit, you’ll need to pay for a reservation fee, mortgage valuation or survey, legal fees and stamp duty. You will also need to factor in the costs of moving home, for example hiring a removal firm.

Discount Insurance offers Homeowners great and comprehensive Home Insurance from a range of leading UK insurers, allowing you to find the right cover to meet your needs. Give us a call on 0800 294 4522 for a quick quote today!
Wednesday, June 14, 2017


What’s shared ownership all about?
Shared Ownership is a part-buy, part-rent government-backed scheme which usually allows first-time buyers to purchase a 35-75% share of a new home and pay rent on the remainder. This is great if you’ve found the perfect home but you can’t quite afford to take out a mortgage on the full asking price. You will still need to have saved a small deposit which is usually around 5%.


The process
Imagine the home you want costs £200,000 but you can only borrow a mortgage of £100,000 because of your income and the size of your deposit. Shared Ownership would allow you to buy half of the property and the organisation you’re buying from would own the other half. You would then pay a small monthly rent on the 50% share you don’t own and put forward a deposit from 5%. This leaves a maximum mortgage level of 45% (90,000).



Who can apply?
This scheme supports buyers who would struggle to buy a home on the open market. In order to apply you need to be a first time buyer, in permanent employment, live or work locally, or have family connections to the area you want to buy in. You must also have a total household income of up to £80,000.



Costs involved
As well as a 5% deposit, you’ll need to pay for a reservation fee, mortgage valuation or survey, legal fees and stamp duty. You will also need to factor in the costs of moving home, for example hiring a removal firm.

Discount Insurance offers Homeowners great and comprehensive Home Insurance from a range of leading UK insurers, allowing you to find the right cover to meet your needs. Give us a call on 0800 294 4522 for a quick quote today!

24 May 2017



As summer approaches, many of us will have turned our attention to planning our holidays and you may not have to go far to experience one of Europe’s top destinations!

Leeds has earned its spot among the top 10 places to visit in Europe and has featured in Lonely Planet’s Best in Europe 2017 list.

The city has undergone a transformation over the past decade with urban regeneration and a flourishing cultural scene helping to cultivate an esteemed reputation for Leeds.

Leeds features at number 5 and below is the full list:


1       1. Zagreb, Croatia

Zagreb can often be overlooked by travellers with many favouring the Adriatic coastline but this capital city is cosmopolitan and edgy while also benefitting from warm, sunny weather.

A long awaited terminal building was opened earlier this year in March and offers a number of new flight routes, making Zagreb easier and cheaper to reach than ever.



2       2. Gotland, Sweden

Gotland offers the most sunshine and highest density of historical sites than any other city in Sweden.

The Baltic island has something for everyone, with enchanting forests and awe-striking scenery as well as serene sandy beaches! In June Gotland will host the 2017 Biennial Island Games, adding to the atmosphere of this unique place. 



1       3. Galicia, Spain

Galicia is an autonomous community in the northwest of Spain and has its own language and history. The area features over 1000 kilometres of coast, hundreds of beaches, sheer cliffs, and idyllic fishing villages.

Cambados is the European City of Wine in 2017 so why not take a trip to experience the real flavours of Galicia?


2       4. Northern Montenegro

While Kotor Bay may be gaining quite a reputation for being a stunning place to visit, Northern Montenegro is still a little bit of a secret.

Visit the north of the country and raft through Europe’s deepest canyon, Tara, or cycle through breath-taking landscapes before indulging in traditional hearty meals.

Those interested in history can visit monasteries which have been etched into cliff faces at Ostrog. 



1       5. Leeds, UK

Leeds has reinvented itself as a city for craft beer lovers, a blossoming arts hub and an exciting destination for night owls.

The city has leapt in to the 21st century with stylish boutiques, coffee houses and restaurants popping up quickly.


2       6. Alentejo, Portugal

Alentejo is home to many Unesco World Heritage sites and many hidden wonders including a magnificent Roman temple and a chapel made of bones!

The vineyards, ancient village centres and rich cuisine rank among the best in the country and have been relatively unnoticed on the tourist radar despite being easily accessible from Lisbon. 



1       7. Northern Germany

Northern Germany offers a windswept environment with shimmering beaches and small, inviting islands – perfect for anyone wanting a natural adventure.

The northern cities of Lübeck and Bremen are just a train ride away from places such as Luherstadt Wittenberg and Eisenach.


2       8. Moldova

Moldova will be host to ExpoVin and the Black Sea Wines & Spirits Competition this year as its local wine continues to rise to acclaim. 



1       9. Pafos, Cyprus

Pafos is the European Capital of Culture for 2017 and boasts numerous monuments and fragments of history that tell the tale of a fascinating bygone era.


2      10. Le Havre, France

The harbour town of Le Havre will be celebrating its 500h anniversary this summer with an art and music filled fête which will last five months!

Concerts, outdoor art installations, costumed dance parties and spectacular fireworks will all be a part of the celebrations.


In the excitement of your upcoming trip, it is easy to forget one of the most important things – your travel insurance! At Discount Insurance, we offer highly competitive prices so get a quick quote today!


Wednesday, May 24, 2017


As summer approaches, many of us will have turned our attention to planning our holidays and you may not have to go far to experience one of Europe’s top destinations!

Leeds has earned its spot among the top 10 places to visit in Europe and has featured in Lonely Planet’s Best in Europe 2017 list.

The city has undergone a transformation over the past decade with urban regeneration and a flourishing cultural scene helping to cultivate an esteemed reputation for Leeds.

Leeds features at number 5 and below is the full list:


1       1. Zagreb, Croatia

Zagreb can often be overlooked by travellers with many favouring the Adriatic coastline but this capital city is cosmopolitan and edgy while also benefitting from warm, sunny weather.

A long awaited terminal building was opened earlier this year in March and offers a number of new flight routes, making Zagreb easier and cheaper to reach than ever.



2       2. Gotland, Sweden

Gotland offers the most sunshine and highest density of historical sites than any other city in Sweden.

The Baltic island has something for everyone, with enchanting forests and awe-striking scenery as well as serene sandy beaches! In June Gotland will host the 2017 Biennial Island Games, adding to the atmosphere of this unique place. 



1       3. Galicia, Spain

Galicia is an autonomous community in the northwest of Spain and has its own language and history. The area features over 1000 kilometres of coast, hundreds of beaches, sheer cliffs, and idyllic fishing villages.

Cambados is the European City of Wine in 2017 so why not take a trip to experience the real flavours of Galicia?


2       4. Northern Montenegro

While Kotor Bay may be gaining quite a reputation for being a stunning place to visit, Northern Montenegro is still a little bit of a secret.

Visit the north of the country and raft through Europe’s deepest canyon, Tara, or cycle through breath-taking landscapes before indulging in traditional hearty meals.

Those interested in history can visit monasteries which have been etched into cliff faces at Ostrog. 



1       5. Leeds, UK

Leeds has reinvented itself as a city for craft beer lovers, a blossoming arts hub and an exciting destination for night owls.

The city has leapt in to the 21st century with stylish boutiques, coffee houses and restaurants popping up quickly.


2       6. Alentejo, Portugal

Alentejo is home to many Unesco World Heritage sites and many hidden wonders including a magnificent Roman temple and a chapel made of bones!

The vineyards, ancient village centres and rich cuisine rank among the best in the country and have been relatively unnoticed on the tourist radar despite being easily accessible from Lisbon. 



1       7. Northern Germany

Northern Germany offers a windswept environment with shimmering beaches and small, inviting islands – perfect for anyone wanting a natural adventure.

The northern cities of Lübeck and Bremen are just a train ride away from places such as Luherstadt Wittenberg and Eisenach.


2       8. Moldova

Moldova will be host to ExpoVin and the Black Sea Wines & Spirits Competition this year as its local wine continues to rise to acclaim. 



1       9. Pafos, Cyprus

Pafos is the European Capital of Culture for 2017 and boasts numerous monuments and fragments of history that tell the tale of a fascinating bygone era.


2      10. Le Havre, France

The harbour town of Le Havre will be celebrating its 500h anniversary this summer with an art and music filled fête which will last five months!

Concerts, outdoor art installations, costumed dance parties and spectacular fireworks will all be a part of the celebrations.


In the excitement of your upcoming trip, it is easy to forget one of the most important things – your travel insurance! At Discount Insurance, we offer highly competitive prices so get a quick quote today!